🇦🇺 BUSINESS OWNERS WHO NEED FAST FUNDING
Need Business Funds Fast? Get Up to 75% of Your Property's Value in 24 Hours (95%+ Approval Rate)
Get $20k to $2m transferred to your account by tomorrow
Property with a mortgage? We can still fund up to 75% of your property’s value
See if you qualify in just 60 seconds - no credit checks or financials needed
...all without bank paperwork or long waiting periods
Get up to $2m in Business Funding Within 24 Hours - See if You Qualify
Apply only if you need business funding and have property to use as instant collateral. 95% approval rate, funds within 24 hours guaranteed.
98%
Approval Rate
10,000+
Aussie Businesses Supported
100%
Australian Owned
100%
Secure & Confidential Process
20+
Years in Business
Need Business Funding Now? Get Up To 75% Of Your Property's Value in 24 Hours (up to $2 million)
We'll get you funded fast based on your property's equity. For example, a $1M property with a $500K mortgage qualifies for up to $250K in funding. Simply complete our 60-second application and get up to $2M for your business within 24 hours.
Apply In 60 Seconds. Funded In 24 Hours.
Unlike banks that keep you waiting for weeks, HomeSec gets you funded in under 24 hours. Simply complete our 60-second application, get approved in minutes, and have up to $2m in your account by tomorrow. That's business relief at hyperspeed.
Flexible & Delayed Repayments On Your Terms
We understand business cash flow isn't always perfect. That's why we offer repayment flexibility other lenders can’t do. Delay payments for up to 6 months, choose your loan term (1-12 months). Repay early or extend without penalties.
Apply With No Credit Checks, No Complicated Paperwork
Say goodbye to endless paperwork and nerve-wracking credit checks. We care about your property equity, not your credit score. No financial records needed, no complex applications, no invasive questions. Just straight-forward lending that puts your urgent business needs first.
Featured In:
10,000+ Aussie Businesses Trust Us To Get Them The Funding They Need
Exceeded Expectations
HomeSec exceeded my expectations in every way! From start to finish, the experience was smooth and enjoyable.
Danka
First Class Service
My husband and I are so grateful for the amazing service. Thank you to all whom helped us at HomeSec
T. Wallis
Very Professional
Your service was very open and informative all the way through the process. Your professionalism was second to none.
R. Clifford
Easy Application, Great Rates
HomeSec was awesome for me—super easy application, great rates, and their customer service was really helpful when I had questions.
John
A Breath Of Fresh Air
Efficient, professional and will go above and beyond to help with business funding. It felt like a breath of fresh air when dealing with them.
Samantha
Easy To Deal With
These guys are just so easy to deal with. Nothing is a drama and they are very responsive to emails and phone calls.
Rob
So Fast
At first, I didn’t believe that you guys could move so quickly, but you did. Impressive
Richard Clements
Impressive
I thought getting access to money in 24 hours was a big claim to make, but it actually happened. I've never seen such a slick service. Thanks team
Joseph Renolds
Excellent Experience
Despite my application falling between New Year and Christmas, HomeSec worked promptly to get my client access to funds within a few days.
Fabs
Attentive and Responsive
HomeSec made the process easy and as smooth as possible. Tim, Matt and the team were very attentive and responsive to our needs.
Rob
Fast and Easy
Catriona was great to deal with, friendly and accessible. Quick funds for short term solution. Would definitely use this Company again.
Lee
Excellent People to Deal With
Proactive, commercial, and understanding. I recommend Paul, Jason, and the rest of the HomeSec team for your private lending needs.
Paul Dubois
We Help Aussie Businesses To Get The Funding They Need To Run Their Business
Cash Flow Boost
Get immediate working capital to bridge payment gaps and keep your business running smoothly.
Capital Upgrade
Fund new equipment, technology, or infrastructure to stay competitive and efficient.
Expansion Funding
Seize growth opportunities, open new locations, or scale your operations fast.
Business Acceleration
Invest in inventory, marketing, or team expansion to drive your business forward.
Emergency Funding
Get your business back on track with urgent capital injection when you need it most.
We Fund In 24 Hours Using Your Property Equity - Even If The Banks Have Said "No"
Own property? Then, depending on your equity, you're already pre-qualified for up to $2m in fast business funding. While banks obsess over perfect credit scores and years of financials, we focus on what matters: the equity in your property. That's it.
Here's why our property-backed loans are different:
Use residential, commercial, or vacant land as security
Access up to $2m based on your equity
Get funded within 24 hours, not weeks or months
No credit checks or financial records needed
Enjoy up to 6 months payment-free
Choose flexible terms from 1-12 months
Zero penalties for early repayment or extensions
Because when your business needs urgent funding, you shouldn't be punished for past challenges. You need a lender who sees your property equity as an asset, not your credit history as a liability.
8 Reasons Why Aussie Business Owners Trust HomeSec
1
Lightning-Fast Funding:
Apply in 60 seconds, get approved in minutes, and receive up to $2m in your account within 24 hours.
2
Flexible Payment Terms:
Choose loan terms from 1-12 months with the option to delay payments for up to 6 months.
3
No Credit Checks Required:
Bad credit? No problem. We focus on your property equity, not your credit score to get you funded.
4
Hassle-Free Process:
Skip the mountain of paperwork - no financial records or cash flow statements needed.
5
Transparent & Fair Terms:
No hidden fees, no early repayment penalties, and no charges for extending your loan.
6
Business-Friendly Amounts:
Access from $20,000 to $2,000,000 to match your specific business needs.
7
New Businesses Welcome:
Whether you're just starting out or well-established, we're here to help.
8
Property-Backed Security:
Property-Backed Security: Use any real estate as security - residential, commercial, or vacant land, almost anywhere in Australia.
Accelerated Business Relief Loans
How We Get Your Business Funded In 24 Hours
HomeSec's streamlined funding process helps you use your property equity to get you cash for your business - when you need it most.
No credit checks, no complex applications, and no time wasted. From application to funding in 24 hours, we've stripped away the complexity to get your business funded when you need it most.
Our Lending Policy is Simple: If you have a business purpose for the loan, and sufficient equity in real estate, WE WILL FUND YOU in 24 hours!
Apply in 60 Seconds
Fill out our quick application form - no credit checks, no complicated paperwork, just the basics we need to help you.
Quick 5-Min Chat
Jump on a fast call with your HomeSec Loan Specialist who'll confirm your requirements and provide conditional approval.
Get Your Offer
Receive your Letter of Offer outlining your loan details and terms. Everything's transparent - no hidden surprises.
Final Verification
We'll do our final checks and send your loan agreement to your lawyer. Quick, simple, and straightforward.
Sign & Confirm
Sign your agreement with independent legal advice. We keep everything above board to protect you.
Get Funded in 2 Hours
Once documents are signed, scanned and sent to our lawyers, your funds hit your account within 2 business hours. Done!
Apply For An ‘Accelerated Business Relief’ Loan Today And Access $ 20k - $2m By Tomorrow - No Credit Checks Or Financial Records Needed
Apply in 60 seconds, approval in minutes:
Fill out our questionnaire in 60 seconds and find out if you qualify and get funded in 24 hours.
$20k to $2m in funding available:
Discover how much you’re eligible to borrow and how we can get you funded in 24 hours.
Flexible loan terms up to 12 months:
We arrange flexible loan terms based on your needs. Extend the loan without any penalties.
No credit score needed:
Struggling to keep your credit score up? We understand, and won’t judge. That won’t stop us from funding you!
Australia's Most Trusted Emergency Business Lender Since 2004
Unlike traditional lenders run by career bankers, HomeSec was founded by a successful business owner who understands the real challenges you face. For over 20 years, we've been Australia's go-to private lender when business owners need urgent funding without the typical banking red tape.
From our permanent headquarters in Melbourne, we've helped thousands of businesses across Australia access emergency funding in under 24 hours. While other lenders come and go, our commitment to speed, transparency, and flexible terms has made us one of Australia's longest-running private business lenders. We're open 52 weeks a year because we know business emergencies don't wait for banker's hours.
As business owners ourselves, we understand that sometimes you need a lifeline, not a lecture. That's why we focus on your property equity, not your credit score or complex paperwork.
HomeSec Vs. The Old Way To Get Finance
✅
24 hours or less
✅
60 seconds
✅
No
✅
Up to 6 months no payments
✅
$20k - $2m
✅
None
✅
None
Traditional Banks
❌
4-12 weeks
❌
Days to weeks
❌
Yes (Strict)
❌
Fixed monthly payments
❌
$20k - $2m
❌
High penalties
❌
None
Unsecured Lenders
❌
3-7 Days
❌
Several Hours
❌
Yes (Strict)
❌
Fixed daily payments
❌
Usually under $250k
❌
High penalties
❌
Many with some lenders
Who HomeSec Helps When It Comes To Finance
The Business Owner Facing Urgent Debts
You're lying awake at night, stressing about overdue payments. Maybe it's an ATO debt breathing down your neck, urgent supplier invoices, or an upcoming payroll you can't meet. Your bank's taking too long, and time is running out. You need funding now, not in six to twelve weeks.
The Builder With Cash Flow Gaps
Your clients aren't paying on time, but your suppliers and staff still need paying now. You've got a solid business, but timing mismatches are causing sleepless nights. Traditional lenders don't understand the pressures of running a building company.
The Business Owner Chasing Opportunities
You've spotted a golden opportunity - maybe it's discounted stock, new equipment, or a competitor's assets for sale. But your bank's slow approval process means you'll miss out. You need quick capital to seize the moment.
Frequently Asked Questions
What are your interest rates?
Every business situation is unique, and we tailor our rates to your specific circumstances. Unlike traditional lenders, we structure our loans for speed and short-term flexibility. Once we understand your needs, we'll provide full transparency on all costs.
Why do you require property as security?
Using real estate as security (just like banks do) allows us to skip the need for financial records, endless paperwork and credit checks. This means we can:
Fund you faster (within 24 hours)
Skip the complex financial records
Ignore credit scores
Offer more flexible terms
How do your rates compare to other lenders?
Think of us like the Uber of business loans – we're built for speed and convenience, not long-term financing. While some lenders advertise "cheaper" rates, they often:
Take weeks just to approve loans
Require mountains of paperwork
Hide fees in the fine print
Trap you with inflexible terms
We're upfront about our monthly rates and proud to offer some of the most competitive terms in the fast-funding space.
What about cheaper private lenders?
Be cautious of "too good to be true" rates. Many lenders:
Take thousands of dollars from you Upfront
Take 2-3 weeks to fund
Demand extensive documentation
Hide predatory fees and conditions
Lack flexibility when you need it
We've been trusted for 20 years because we're fast, transparent, and truly flexible.
How does loan repayment work?
We've designed our repayment system for maximum flexibility:
No payments required for up to 6 months
Interest is prepaid for your chosen term (up to 6 months)
Multiple exit strategy options
To find out more, click the apply now button to understand more.
Ready To Get Your Fast Business Relief Loan?
Access $20,000 to $2m in your account in 24 hours
Apply in 60 seconds, approval in minutes
No payments for up to 6 months
No credit score checks required
Zero paperwork headaches
